Form 4: Chime CEO Britt Reports Routine Stock Transactions

Chime Financial CEO Christopher R. Britt reported routine transactions involving Class A Common Stock, including tax-related withholdings and a gift.

Summary

• Christopher R. Britt, Chief Executive Officer and Director of Chime Financial, Inc., reported transactions involving Class A Common Stock.
• On November 20, 2025, 12,678 shares of Class A Common Stock were withheld by the Issuer at a price of $18.43 per share to satisfy tax withholding and remittance obligations related to the net settlement of restricted stock units. This does not represent a sale by the Reporting Person.
• Following the tax withholding, Britt directly owned 344,780 shares of Class A Common Stock.
• On November 21, 2025, Britt disposed of 38,738 shares of Class A Common Stock as a gift (transaction code G) at a price of $0.
• Concurrently on November 21, 2025, 38,738 shares of Class A Common Stock were acquired indirectly by the Britt Living Trust, for which Britt serves as trustee, also at a price of $0.
• After these reported transactions, Britt directly owns 306,042 shares and indirectly owns 38,738 shares through the Britt Living Trust.

Sentiment

Score: 5

Explanation: The filing reports routine insider transactions (tax withholding and a gift) which are neutral in sentiment and do not reflect positively or negatively on the company's performance or outlook.

Future Outlook

NA

Industry Context

NA

Related Party Transactions

• Christopher R. Britt, as the reporting person, gifted shares to the Britt Living Trust, for which he serves as trustee, representing a transaction between related parties in terms of beneficial ownership.

Stakeholder Impact

• Minimal direct impact on shareholders as these are routine insider transactions and do not reflect operational changes or significant shifts in company strategy.
• No direct impact on employees, customers, suppliers, or creditors from these specific transactions.

Key Dates

Keywords

Chime Financial, CHYM, Christopher R. Britt, Insider Transaction, Form 4, Stock Transaction, CEO, Director, Class A Common Stock, Tax Withholding, Gift of Stock, Beneficial Ownership