Form 4: Chemung Financial Officer Sells $11.7K in Stock

Sentiment:

Statement of Changes in Beneficial Ownership


Jeffrey P. Kenefick, Regional President of Chemung Financial Corp, reported the disposition of 203 shares of common stock for tax liability at $57.81 per share.

Summary

  • Jeffrey P. Kenefick, Regional President of Chemung Financial Corp, reported transactions involving the company's common stock.
  • On December 19, 2025, Kenefick disposed of 102 shares of common stock at a price of $57.81 per share.
  • On the same date, Kenefick also disposed of 101 shares of common stock at a price of $57.81 per share.
  • These dispositions, totaling 203 shares, were classified as 'F' transactions, indicating payment of tax liability by delivering or withholding securities.
  • Following these transactions, Kenefick directly beneficially owns 10,187.39 shares of common stock.
  • Additionally, Kenefick indirectly beneficially owns 2,987.555 shares through a Qualified Plan, which includes dividends issued under the Issuer's Dividend Reinvestment Plan.

Sentiment

Score: 5

Explanation: The filing reports routine insider transactions for tax purposes, which are neutral in sentiment and do not indicate significant positive or negative developments for the company.

Positives

  • The transactions are routine tax-related dispositions, not indicative of a lack of confidence in the company's future.

Negatives

  • A reduction in direct beneficial ownership, although for tax purposes, represents a decrease in the officer's direct stake.

Future Outlook

No forward-looking statements or guidance are provided in this filing.

Industry Context

This is a routine insider transaction (Form 4) for tax purposes, common across all industries for executives receiving equity compensation. It does not reflect broader industry trends or specific competitive dynamics.

Comparison to Industry Standards

  • These types of transactions are standard practice for executives across publicly traded companies when equity awards vest or are exercised, and taxes are due. The size of the disposition is relatively small compared to the officer's total holdings, aligning with typical tax-related sales.

Stakeholder Impact

  • Shareholders: Minimal impact as the transaction is a routine tax-related disposition by an officer, not a significant sale indicating a change in confidence.
  • Employees, Customers, Suppliers, Creditors: No direct impact from this specific filing.

Key Dates

DateDescription
2025-07-16Date of Power of Attorney granted to Kathleen E. Cook.
2025-12-19Date of common stock dispositions by Jeffrey P. Kenefick.
2025-12-22Date the Form 4 was signed by the attorney-in-fact.

Keywords

Chemung Financial Corp, CHMG, Form 4, insider trading, stock disposition, tax liability, beneficial ownership, regional president, Jeffrey P. Kenefick

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