SCHEDULE: Fourthstone Discloses 8.07% Stake in CF Bankshares

Fourthstone LLC and its affiliates have disclosed a passive beneficial ownership of 8.07% in CF Bankshares Inc. common stock.

Summary

• Fourthstone LLC, a Delaware-based Investment Adviser, along with its affiliated entities and Managing Member L. Phillip Stone, IV, collectively reported beneficial ownership of 421,191 shares of CF Bankshares Inc. Common Stock.
• This aggregate ownership represents 8.07% of the Issuer's outstanding common stock, based on 5,219,630 shares outstanding as reported in CF Bankshares Inc.'s Form 10-Q filed on May 12, 2025.
• The shares are held in the ordinary course of business and are not intended for the purpose or with the effect of changing or influencing the control of CF Bankshares Inc.

Sentiment

Score: 5

Explanation: The filing is a standard beneficial ownership disclosure (Schedule 13G) and does not contain information that inherently conveys positive or negative sentiment regarding the company's performance or outlook. It is a factual report of a passive investment.

Future Outlook

NA

Industry Context

This filing indicates a significant passive investment by an investment adviser in a financial institution, which is a common occurrence in the banking sector as institutional investors seek exposure to regional or community banks.

Stakeholder Impact

• Shareholders: Disclosure of a significant institutional investor holding a passive stake may be viewed positively, indicating confidence in the company's value, but does not imply active management influence.

Key Dates

Keywords

CF Bankshares Inc., Fourthstone LLC, Beneficial Ownership, SEC Filing, Common Stock, Investment Adviser, Financial Services, Banking