Form 4: Catalyst Bancorp COO Sells Shares for Tax Obligation

Catalyst Bancorp's Chief Operations Officer, Amanda B. Quebedeaux, reported a disposition of 553 common shares to cover tax obligations.

Summary

• Amanda B. Quebedeaux, Chief Operations Officer of Catalyst Bancorp, Inc. (CLST), reported a transaction on September 1, 2025.
• She disposed of 553 shares of common stock at a price of $12.83 per share.
• This disposition was solely to meet tax obligations related to a distribution from a stock benefit plan.
• Following the transaction, Ms. Quebedeaux directly owns 9,263 shares of common stock.
• She also indirectly owns 3,204.8705 shares of common stock through the Employee Stock Ownership Plan (ESOP) as of December 31, 2024.
• Additionally, she holds 21,160 stock options with an exercise price of $13.3, which began vesting 20% annually on September 1, 2023, and expire on September 1, 2032.
• She also holds 4,000 stock options with an exercise price of $12.08, which will begin vesting 20% annually on June 10, 2026, and expire on June 10, 2035.

Sentiment

Score: 5

Explanation: The transaction is a routine tax-related disposition by an insider, which is generally neutral. The officer retains significant holdings and options, indicating continued alignment with company performance.

Positives

• The disposition of shares was explicitly stated as being solely to meet tax obligations, which is a common and often neutral event for insider transactions.
• The Chief Operations Officer retains significant direct ownership of 9,263 common shares and indirect ownership of 3,204.8705 common shares through the ESOP.
• The officer holds substantial stock options totaling 25,160 shares, indicating continued long-term incentive alignment with shareholder interests.

Negatives

• A disposition of shares, even for tax purposes, reduces the insider's direct equity stake in the company.

Future Outlook

This filing, a Form 4, does not provide any forward-looking statements or guidance regarding the company's future outlook.

Industry Context

This Form 4 filing reports a routine insider transaction for tax purposes and does not provide information relevant to broader industry trends or competitive analysis.

Stakeholder Impact

• Shareholders: The transaction is a routine tax-related sale and does not indicate a change in the company's fundamentals or the officer's long-term commitment, as significant holdings and options are retained.

Key Dates

Recommendation

The Form 4 filing details a routine tax-related disposition of a small portion of the Chief Operations Officer's holdings. This type of transaction is common and does not typically signal a change in the company's prospects or the insider's confidence. The officer retains substantial direct and indirect equity, along with significant stock options, indicating continued alignment with shareholder interests. Therefore, the filing itself does not provide a basis for a change in investment recommendation, suggesting a 'hold' position if already invested.

Keywords

Catalyst Bancorp, CLST, SEC Form 4, Insider Trading, Stock Transaction, Executive Compensation, Amanda B. Quebedeaux, Chief Operations Officer, Stock Options, ESOP