Form 4: Capital One Executive Michael Zamsky Reports Acquisition and Disposal of Common Stock

Michael Zamsky, Chief Credit & Financial Risk Officer of Capital One Financial Corp, reports acquiring and disposing of common stock on February 4, 2025, according to a Form 4 filing with the SEC.

Summary

• On February 4, 2025, Michael Zamsky, Chief Credit & Financial Risk Officer of Capital One Financial Corp, filed a Form 4 with the SEC.
• The filing reports the acquisition of 5,113 shares of common stock at $0 and the disposal of 31,595 shares.
• Following the reported transactions, Zamsky beneficially owns 31,595 shares of Capital One common stock.
• The filing also includes a Power of Attorney, granting specific individuals the authority to act on Zamsky's behalf in matters related to securities filings.

Sentiment

Score: 5

Explanation: The document is a standard regulatory filing, so the sentiment is neutral. It simply reports transactions and doesn't convey any particular positive or negative outlook.

Future Outlook

The restricted stock units will vest in 1/3 increments beginning on February 15, 2026, and annually thereafter, representing a future potential increase in common stock ownership.

Industry Context

Form 4 filings are a routine part of corporate governance, providing transparency into the transactions of company insiders. These filings are closely watched by investors for signals about management's view of the company's prospects.

Comparison to Industry Standards

• Form 4 filings are standard practice for publicly traded companies in the United States, as mandated by the SEC.
• Similar filings are made by executives at other financial institutions like JPMorgan Chase, Bank of America, and Citigroup, providing investors with insights into their trading activities.
• The information disclosed in these filings helps maintain market transparency and ensures fair trading practices.

Stakeholder Impact

• Shareholders are informed about the transactions of a key executive, providing insights into potential management sentiment.
• The filing ensures transparency and compliance with SEC regulations, which benefits all stakeholders.

Key Dates

Keywords

Form 4, SEC, Capital One, Zamsky, Stock, Beneficial Ownership, Acquisition, Disposal, Restricted Stock Units, Power of Attorney