Form 4: Capital One CFO Andrew Young Receives Significant Restricted Stock Unit Award

Capital One Financial Corp's Chief Financial Officer, Andrew M. Young, has been granted 15,336 restricted stock units, aligning his interests further with shareholders.

Summary

• Andrew M. Young, Chief Financial Officer of Capital One Financial Corp (COF), acquired 15,336 shares of common stock through a restricted stock unit (RSU) award on June 3, 2025.
• The RSU award was granted at a price of $0 per unit, indicating it is part of an equity compensation plan.
• Each restricted stock unit represents a contingent right to receive one share of the Company's common stock.
• This RSU award is scheduled to vest on June 3, 2028.
• Following this transaction, Mr. Young directly beneficially owns 51,273 shares of common stock, which includes shares acquired through the Company's Associate Stock Purchase Plan.
• Additionally, Mr. Young indirectly beneficially owns 59 shares of common stock through a child.

Sentiment

Score: 7

Explanation: The sentiment is moderately positive as it reflects a standard executive compensation practice that aligns the CFO's interests with shareholders, indicating stability and long-term commitment, though it's not a major operational or financial announcement.

Positives

• The grant of restricted stock units to the Chief Financial Officer aligns management's long-term interests with those of the shareholders.
• The increased beneficial ownership by a key executive demonstrates continued commitment to the company's performance.

Future Outlook

The 15,336 restricted stock units granted to the CFO are scheduled to vest on June 3, 2028, indicating a future increase in his direct share ownership upon fulfillment of vesting conditions.

Industry Context

The grant of restricted stock units to a senior executive like the CFO is a common practice in the financial services industry, serving as a key component of executive compensation packages designed to incentivize long-term performance and align executive interests with shareholder value.

Related Party Transactions

• Andrew M. Young indirectly beneficially owns 59 shares of common stock through a child.

Stakeholder Impact

• Shareholders: The RSU grant increases the CFO's stake in the company, potentially strengthening alignment between management and shareholder interests.
• Employees: The mention of the Associate Stock Purchase Plan indicates a broader program for employee share ownership.

Next Steps

• The 15,336 restricted stock units are expected to vest on June 3, 2028, at which point they will convert into shares of Capital One common stock.

Key Dates

Keywords

Capital One, COF, Andrew Young, Chief Financial Officer, CFO, Restricted Stock Unit, RSU, Insider Transaction, Stock Award, Equity Compensation, Form 4