Net income for the year ended December 31, 2025, increased by $9.3 million, or 7.7%, to $130.1 million, compared to $120.8 million in 2024. Diluted earnings per share rose to $2.89 in 2025 from $2.75 in 2024. Total assets grew by $156.1 million, or 1.6%, reaching $9.7 billion as of December 31, 2025. Total deposits increased by $188.8 million, or 2.5%, to $7.6 billion as of December 31, 2025. Net interest income increased by $37.3 million, or 10.7%, to $385.3 million in 2025. The net interest margin improved by 25 basis points to 4.22% in 2025, primarily due to a 60 basis point decrease in the average rate paid on interest-bearing liabilities. Total loans and leases outstanding increased by $602.5 million, or 8.7%, to $7.5 billion as of December 31, 2025, driven by commercial and industrial loans and commercial real estate. The acquisition of First Security Bancorp, Inc. was completed on April 1, 2025, for approximately $41.5 million, resulting in $147,000 in goodwill. The provision for credit losses increased by $9.1 million to $36.1 million in 2025, mainly due to loan portfolio growth and higher non-performing loans. Non-performing loans and leases increased to $71.3 million (0.95% of total loans) in 2025 from $62.1 million (0.90%) in 2024. The company repurchased 922,729 shares of common stock for $23.7 million under a stock repurchase program in 2025. A new stock repurchase program authorizing the purchase of up to 2,250,000 shares was approved for 2026.