Form 4: Bridgewater Bancshares Officer Reports Future Stock Sales

Mary Jayne Crocker, EVP & Chief Strategy Officer of Bridgewater Bancshares Inc., reported planned sales of 2,227 shares of common stock for tax purposes in early February 2026.

Summary

• Mary Jayne Crocker, Executive Vice President & Chief Strategy Officer of Bridgewater Bancshares Inc. (BWB), filed a Form 4.
• The filing reports two planned transactions involving the disposal of common stock.
• On February 2, 2026, 1,588 shares of common stock are planned to be disposed of at a price of $19.63 per share.
• On February 3, 2026, an additional 639 shares of common stock are planned to be disposed of at a price of $19.54 per share.
• These transactions are indicated by the 'F' transaction code, signifying shares withheld for tax liability incident to the receipt, exercise, or vesting of a security.
• The transactions are made pursuant to a Rule 10b5-1(c) plan, indicating they are pre-scheduled.
• Following the first transaction, beneficial ownership is projected to be 209,636 shares.
• Following the second transaction, beneficial ownership is projected to be 208,997 shares.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral event, representing routine executive compensation management rather than a signal of changing company fundamentals, despite the unusual future transaction dates.

Positives

• The transactions are made pursuant to a Rule 10b5-1(c) plan, indicating they were pre-scheduled and not based on new material non-public information.
• The 'F' transaction code signifies shares withheld for tax purposes, which is a routine and non-discretionary part of executive equity compensation management.

Future Outlook

The filing reports planned future transactions for early February 2026, indicating a pre-scheduled management of equity compensation.

Industry Context

StockSavvy.ai notes that Form 4 filings are routine for executives managing equity compensation, and the indication of a 10b5-1 plan suggests these are pre-scheduled transactions, not reactive sales. The reporting of future transaction dates in a Form 4 is unusual, as these forms typically report completed events, but the nature of the 'F' code transaction (tax withholding) remains standard for equity award vesting.

Stakeholder Impact

• Minimal impact on shareholders as these are routine, non-discretionary transactions for tax purposes, pre-planned under a 10b5-1 plan.

Key Dates

Keywords

BWB, Bridgewater Bancshares, insider transaction, Form 4, stock sale, executive compensation, 10b5-1 plan