Form 4: Bridgewater Bancshares CFO Reports Stock Transactions

Bridgewater Bancshares' President and CFO, Joseph M. Chybowski, reported recent stock transactions including acquisitions and dispositions related to equity awards.

Summary

• Joseph M. Chybowski, President and CFO of Bridgewater Bancshares Inc (BWB), reported multiple transactions involving the company's common stock.
• On February 2, 2026, 1,632 shares of common stock were disposed of at a price of $19.63 per share, likely for tax withholding purposes.
• On February 3, 2026, an additional 786 shares of common stock were disposed of at a price of $19.54 per share, also likely for tax withholding.
• Also on February 3, 2026, 15,570 shares of common stock were acquired at a price of $0, indicating a grant or vesting of equity awards.
• Following these transactions, Joseph M. Chybowski directly beneficially owns 118,501 shares of common stock.
• An additional 1,000 shares are indirectly beneficially owned through a Spouse IRA.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a routine disclosure of insider transactions, primarily related to equity compensation and tax withholding, which typically has a neutral impact on sentiment.

Positives

• Joseph M. Chybowski acquired 15,570 shares of common stock, likely through an equity grant, increasing direct beneficial ownership.

Negatives

• Joseph M. Chybowski disposed of a total of 2,418 shares (1,632 + 786) of common stock, likely for tax withholding purposes related to equity awards.

Future Outlook

The filing does not contain any forward-looking statements or guidance.

Industry Context

StockSavvy.ai notes that Form 4 filings provide transparency into insider trading activities, which are routinely monitored by investors for insights into management's perspective on the company's value. These specific transactions appear to be routine equity compensation events.

Stakeholder Impact

• Shareholders gain transparency into the equity holdings and recent transactions of a key executive, Joseph M. Chybowski.

Key Dates

Recommendation

The filing details routine insider transactions, including the acquisition of shares likely through an equity grant and subsequent dispositions for tax withholding. Such activity is common for executives and does not inherently signal a significant change in the company's fundamental outlook, thus a 'hold' recommendation is appropriate.

Keywords

BWB, Bridgewater Bancshares, Form 4, Insider Trading, Stock Transactions, CFO, Joseph M. Chybowski, Equity Awards, Tax Withholding