Net income for the three months ended March 31, 2026, was $706,000 ($0.06 per share), compared to $731,000 ($0.06 per share) in Q1 2025. Net interest income rose 23.2% to $4.4 million, driven by a 54-basis point expansion in net interest margin to 2.20%. Total assets decreased by $27.7 million (3.1%) to $877.2 million, primarily due to deposit outflows and reduced loan balances. Total deposits fell $51.6 million (7.9%) to $600.9 million, largely due to a $65.4 million decline in certificates of deposit. FHLB advances increased by $22.6 million (24.2%) to $115.9 million to offset deposit outflows.