SCHEDULE: Bimini Capital Insider Boosts Stake to 14.9%

G. Hunter Haas, IV, President and CIO of Bimini Capital Management, Inc., increased his beneficial ownership to 14.9% of Class A Common Stock through a recent acquisition.

Summary

• G. Hunter Haas, IV, who serves as President, Chief Investment Officer, Chief Financial Officer, and Treasurer of Bimini Capital Management, Inc. (the "Issuer"), beneficially owns 1,491,517 shares of the Issuer's Class A Common Stock.
• This ownership represents approximately 14.9% of the Issuer's outstanding Class A Common Stock.
• On December 19, 2025, Mr. Haas acquired an additional 192,247 shares of Common Stock at a price of $1.55 per share.
• The shares were acquired for investment purposes using personal funds or as compensation for serving as an officer of the Issuer.
• Mr. Haas has sole voting and dispositive power over his shares.

Sentiment

Score: 7

Explanation: The increased beneficial ownership by a key executive, G. Hunter Haas, IV, suggests strong insider confidence in the company's future, which is generally viewed positively by the market.

Positives

• A key executive, G. Hunter Haas, IV, increased his beneficial ownership, signaling strong insider confidence in the company's future prospects.
• The acquisition of 192,247 shares at $1.55 per share demonstrates a direct investment by management using personal funds or as compensation.

Future Outlook

G. Hunter Haas, IV may acquire additional shares of Common Stock for cash or as compensation, and may otherwise acquire or dispose of shares in the future. As an executive officer, he may also receive future compensation in the form of Class A Common Stock, options, phantom stock, or other convertible securities.

Management Comments

• Acquired the shares of Common Stock beneficially owned for investment purposes.
• Did not acquire the Common Stock using funds or other consideration borrowed or otherwise obtained for the purpose of acquiring, holding, trading or voting such Common Stock.

Industry Context

This filing primarily details an insider's beneficial ownership changes, which is a common occurrence across industries. It reflects an individual executive's investment decision rather than a broad industry trend or competitive development.

Related Party Transactions

• As an executive officer, G. Hunter Haas, IV may receive future compensation in the form of Class A Common Stock, options, phantom stock, or other securities convertible into Class A Common Stock.

Stakeholder Impact

• Shareholders may view the increased insider ownership as a positive signal of management's belief in the company's value and future prospects.

Next Steps

• G. Hunter Haas, IV may acquire or dispose of additional shares of Common Stock in the future.
• G. Hunter Haas, IV may receive future compensation in the form of Class A Common Stock, options, phantom stock, or other securities convertible into Class A Common Stock.

Key Dates

Recommendation

The significant increase in beneficial ownership by a key executive, G. Hunter Haas, IV, signals strong insider confidence in Bimini Capital Management, Inc. This often indicates management believes the stock is undervalued or has strong future prospects. While this is a positive indicator, a 'hold' recommendation is appropriate as this filing primarily details ownership changes and does not provide comprehensive financial performance data or strategic updates that would warrant a 'buy' or 'strong buy' without further analysis of the company's fundamentals.

Keywords

Bimini Capital Management, G. Hunter Haas IV, Insider Ownership, Schedule 13D, Class A Common Stock, Investment, Chief Investment Officer, Chief Financial Officer