SCHEDULE: Bimini Capital CEO Boosts Stake to 15.5%

Bimini Capital Management's Chairman and CEO, Robert E. Cauley, increased his beneficial ownership of Class A Common Stock to 15.5% through a recent acquisition.

Summary

• Robert E. Cauley, Chairman and Chief Executive Officer of Bimini Capital Management, Inc., beneficially owns 1,560,215 shares of Class A Common Stock.
• This ownership represents approximately 15.5% of the Issuer's outstanding Class A Common Stock.
• Mr. Cauley holds sole voting and dispositive power over 1,546,247 shares and shared voting and dispositive power over 13,968 shares with his adult children.
• On December 19, 2025, Mr. Cauley acquired an additional 192,248 shares of Common Stock at a price of $1.55 per share.
• The shares were acquired using personal funds or as compensation for his role as an executive officer.
• The purpose of the acquisition is for investment purposes.

Sentiment

Score: 7

Explanation: The increased insider ownership by the CEO is generally viewed as a positive signal, indicating management's confidence in the company's valuation and future prospects. This type of filing, however, does not provide operational or financial performance data to assess broader company health.

Positives

• Increased insider ownership by the Chairman and CEO, Robert E. Cauley, signals strong confidence in the company's future prospects.
• The acquisition of 192,248 shares at $1.55 per share demonstrates a direct financial commitment from top management.

Future Outlook

The Reporting Person may acquire additional shares of Common Stock for cash or as compensation and may otherwise acquire or dispose of shares of Common Stock in the future for investment purposes.

Management Comments

• Mr. Cauley acquired the shares of Common Stock beneficially owned by him for investment purposes.
• Mr. Cauley may receive future compensation in the form of Class A Common Stock, options, phantom stock, or other securities convertible into Class A Common Stock.

Industry Context

na

Stakeholder Impact

• Shareholders may view the increased insider ownership as a positive indicator of management's belief in the company's value, potentially boosting investor confidence.

Next Steps

• Robert E. Cauley may acquire or dispose of additional shares of Common Stock in the future.

Key Dates

Recommendation

The significant increase in beneficial ownership by the Chairman and CEO, Robert E. Cauley, to 15.5% of outstanding shares, including a recent acquisition at $1.55 per share, signals strong insider confidence. This direct financial commitment from top management often precedes positive company performance and can be a compelling reason for investors to consider a 'buy' position, assuming other fundamental analyses align.

Keywords

Bimini Capital Management, Robert E. Cauley, Insider Ownership, Schedule 13D, Common Stock, Beneficial Ownership, Investment