Form 4: Beacon Financial Director Buys 4,000 Shares

Beacon Financial Corp. Director Mary Anne Callahan purchased 4,000 shares of common stock at a weighted average price of $24.67.

Summary

• Director Mary Anne Callahan of Beacon Financial Corp. (BBT) acquired 4,000 shares of common stock on November 4, 2025.
• The shares were purchased at a weighted average price of $24.67, with individual transaction prices ranging from $24.63 to $24.71.
• Following this transaction, Callahan beneficially owns 17,374 shares indirectly through a Trust and 16,000 shares indirectly through an IRA.
• The 17,374 shares held by the Trust include shares previously held directly and subsequently transferred to the Trust.
• Mary Anne Callahan has granted a Power of Attorney to Wm. Gordon Prescott, John Eagan, and Marissa Martin to prepare and file SEC Forms 3, 4, and 5 on her behalf, effective September 10, 2025.

Sentiment

Score: 7

Explanation: A director's purchase of company stock is generally viewed positively as it indicates confidence in the company's prospects and valuation.

Positives

• A company director, Mary Anne Callahan, purchased 4,000 shares of common stock, indicating confidence in the company's future prospects.
• The purchase was made at a weighted average price of $24.67 per share.

Future Outlook

This filing is a disclosure of an insider transaction and does not contain forward-looking statements or guidance regarding the company's future outlook.

Industry Context

Insider purchases, especially by directors, can signal management's confidence in the company's valuation and future performance, potentially influencing investor sentiment within the financial services industry.

Comparison to Industry Standards

• This is an insider transaction report (Form 4) and does not provide financial results or operational metrics for comparison to industry standards or specific comparable companies/projects.

Corporate Governance

Stakeholder Impact

• Shareholders: May view the director's purchase as a positive signal of confidence in the company's future.
• Company: Benefits from increased insider ownership, potentially aligning director interests with shareholder interests.

Next Steps

• The reporting person undertakes to provide full information regarding the number of shares sold at each separate price within the reported range upon request from Beacon Financial Corporation, any security holder, or the SEC staff.

Key Dates

Recommendation

The purchase of 4,000 shares by a director, Mary Anne Callahan, at a weighted average price of $24.67 signals management confidence in Beacon Financial Corp. While this is a positive indicator, a single insider transaction typically does not warrant a 'buy' or 'sell' recommendation without further fundamental analysis of the company's financial performance, strategic outlook, and broader market conditions. It primarily reinforces a 'hold' position for investors who may already be invested or considering the stock, suggesting that the director sees value at the current price.

Keywords

Beacon Financial Corp, BBT, Insider Trading, Stock Purchase, Director, Form 4, Equity Acquisition, Mary Anne Callahan