Form 4: Axos Financial Officer Reports RSU Vesting, Share Transactions

Ann Gill, SVP and Chief Accounting Officer at Axos Financial, reported the vesting of Restricted Stock Units and related share transactions.

Summary

• Ann Gill, SVP, Chief Accounting Officer of Axos Financial, Inc., reported changes in her beneficial ownership of the company's common stock.
• On November 15, 2025, 1,000 shares of Common Stock were acquired by Ann Gill upon the vesting of Restricted Stock Units (RSUs).
• These shares were issued following the vesting of RSUs, which vest as one-third of the shares on each anniversary of the grant date. Explanation (1) notes that the shares were issued on November 14, 2024.
• Concurrently, 538 shares of Common Stock were disposed of at a price of $79.12 per share. This disposition was for tax withholding purposes in connection with the net-settlement on the issuance of the vested RSU shares.
• Following these reported transactions, Ann Gill beneficially owns 9,712 shares of Common Stock directly and 1,010 shares indirectly through a 401(k) Plan.
• Additionally, 8,875 Restricted Stock Units (RSUs) remain beneficially owned by Ann Gill. These RSUs were granted under the Axos Financial, Inc. 2014 Stock Incentive Plan and are accompanied by dividend equivalent rights, vesting one-third on each anniversary date of grant.

Sentiment

Score: 6

Explanation: Neutral to slightly positive. The filing reports routine insider transactions (RSU vesting and tax withholding). The insider retains a substantial holding, indicating continued alignment with shareholder interests. The disposition is for tax purposes, not a discretionary sale, which is a standard practice.

Positives

• The SVP, Chief Accounting Officer, Ann Gill, continues to hold a significant number of shares (9,712 directly and 1,010 indirectly), aligning her interests with those of shareholders.
• The vesting of Restricted Stock Units indicates the achievement of performance or tenure milestones by a key executive.

Negatives

• A portion of the vested shares (538 shares) was disposed of to cover tax withholding obligations, which is a standard and expected procedure for RSU vesting and not a discretionary sale.

Future Outlook

NA

Industry Context

NA

Stakeholder Impact

• Shareholders: The SVP, Chief Accounting Officer's continued significant ownership aligns her interests with those of shareholders, promoting long-term value creation.
• Employees: The RSU vesting is part of the company's stock incentive plan, which serves as a mechanism to motivate and retain key personnel by linking their compensation to company performance.

Key Dates

Keywords

Axos Financial, AX, Form 4, Insider Transaction, Restricted Stock Units, RSU Vesting, Beneficial Ownership, Ann Gill, SVP Chief Accounting Officer, Stock Incentive Plan