Net income available to common shareholders increased to $261.8 million in 2025, up 32.7% from $197.3 million in 2024. Basic and diluted EPS were $2.03 in 2025, compared to $2.29 and $2.24, respectively, in 2024, reflecting share dilution from acquisitions. Adjusted diluted operating EPS rose to $3.44 in 2025 from $2.88 in 2024. Total assets grew by 52.9% to $37.6 billion at December 31, 2025, primarily due to the Sandy Spring acquisition. Loans Held for Investment (LHFI) increased by 50.5% to $27.8 billion, and total deposits grew by 49.4% to $30.5 billion at year-end 2025. Net interest income increased by 65.3% to $1.2 billion in 2025, with the net interest margin (FTE) improving by 46 bps to 3.80%. Noninterest income surged by 84.6% to $219.4 million, boosted by the Sandy Spring acquisition, a $14.8 million pre-tax gain on the sale of equity interest in CSP, and a $10.9 million pre-tax gain on CRE loan sale. Noninterest expense increased by 76.5% to $895.6 million, largely due to $157.3 million in merger-related costs and $59.7 million in amortization of intangible assets from the Sandy Spring acquisition. The provision for credit losses increased to $141.8 million in 2025, including $89.5 million of Day 1 initial provision for Sandy Spring non-PCD loans and $11.4 million for unfunded commitments. The acquisition of Sandy Spring Bancorp, Inc. was completed on April 1, 2025, with branch and operations integration finalized on October 14, 2025. A sale of $2.0 billion in performing CRE loans acquired from Sandy Spring generated a $10.9 million pre-tax gain. The company physically settled Forward Sale Agreements on April 1, 2025, delivering 11,338,028 shares of common stock and receiving approximately $385.0 million in net proceeds. Strategic expansion into North Carolina is underway, with plans for ten new branches and 86 AUB branded ATMs over the next three years.