Net income for Q1 2026 was $13.5 million, compared to $6.3 million in Q1 2025. Diluted earnings per share (EPS) increased to $0.82 from $0.38 in the prior-year period. Net interest income rose 15.2% to $36.1 million, driven by yield expansion and lower interest-bearing liability costs. The provision for credit losses decreased significantly to $0.5 million from $5.0 million in Q1 2025. Total assets reached $4.52 billion, a 1.7% increase from year-end 2025. The company announced a definitive merger agreement with Adirondack Bancorp, Inc., expected to close in early Q3 2026.