Form 4: AppTech Payments Director Boosts Stake with Significant Stock and Warrant Acquisitions

AppTech Payments Corp. Director Thomas J. Kozlowski, Jr. has significantly increased his beneficial ownership in the company through a series of common stock and warrant acquisitions, signaling strong insider confidence.

Summary

• Thomas J. Kozlowski, Jr., a Director of AppTech Payments Corp. (APCX), has reported a series of acquisitions of common stock and derivative securities (warrants) spanning from September 2015 to June 2025.
• Following these transactions, Mr. Kozlowski, Jr. beneficially owns a total of 1,287,410 shares of common stock, held directly and indirectly through his Roth IRA, IRA, and Timber Ridge Ventures, LLC.
• He also beneficially owns 1,905,310 derivative securities (warrants), including APCXW warrants and various Firm Warrants (4, 5, 6, 7), held directly and indirectly.
• The common stock acquisitions occurred at various prices, ranging from $0.085 to $3.182 per share.
• The warrants have exercise prices ranging from $0.90 to $4.15, with expiration dates extending to December 30, 2029, and January 7, 2027 for APCXW warrants.
• Certain warrants were issued in conjunction with direct investments in the Company, with specific share and warrant allocation terms from AFIOS Partners 6 and AFIOS Partners 7.

Sentiment

Score: 7

Explanation: The document reflects strong insider confidence through substantial and ongoing acquisitions of common stock and warrants by a director, which is generally viewed positively by the market.

Positives

• Significant increase in beneficial ownership by a director, indicating strong insider confidence in AppTech Payments Corp.
• Ongoing commitment demonstrated through a long series of acquisitions over several years, including future-dated transactions.
• Acquisition of a substantial number of warrants, providing additional upside potential if the stock price increases.

Negatives

• No explicit negative financial or operational information is disclosed in this Form 4 filing, as it primarily reports insider transactions.

Future Outlook

The document indicates a continued long-term investment strategy by Director Thomas J. Kozlowski, Jr., with several common stock and warrant acquisitions planned or reported for future dates up to June 2025, suggesting ongoing confidence in the company's future performance.

Management Comments

• Thomas J. Kozlowski, Jr. claims beneficial ownership of shares and warrants held by The Thomas J. Kozlowski, Jr. Roth IRA dated 12/31/2019.
• Thomas J. Kozlowski, Jr. claims beneficial ownership of shares and warrants held by Timber Ridge Ventures, LLC, dated 7/4/2018, and is the Manager of the LLC.
• Thomas J. Kozlowski, Jr. claims beneficial ownership of shares and warrants held by The Thomas J. Kozlowski, Jr. IRA dated 12/29/2017.

Industry Context

This Form 4 filing reports an individual insider's transactions and does not provide broader industry context or trends.

Related Party Transactions

• Thomas J. Kozlowski, Jr. holds beneficial ownership of shares and warrants through his Roth IRA, IRA, and Timber Ridge Ventures, LLC, which are considered related party entities.

Stakeholder Impact

• Shareholders: The significant insider buying by a director may instill greater confidence in the company's prospects, potentially leading to positive sentiment and increased investor interest.
• Employees, Customers, Suppliers, Creditors: No direct impact is indicated by this filing.

Next Steps

• The future-dated transactions indicate ongoing investment activity by the reporting person, suggesting continued accumulation of shares and warrants in AppTech Payments Corp.

Key Dates

Recommendation

Keywords

AppTech Payments Corp, APCX, Form 4, Insider Trading, Beneficial Ownership, Director, Stock Acquisition, Warrants, Equity Securities, Investment, Corporate Governance, SEC Filing