Form 4: Ameriprise Director Amy DiGeso Acquires Phantom Stock

Director Amy DiGeso acquired 441.7518 shares of phantom stock in Ameriprise Financial, Inc. as part of annual compensation.

Summary

• Director Amy DiGeso was granted 441.7518 shares of phantom stock on April 29, 2026.
• Each share of phantom stock represents the right to receive one share of Ameriprise Financial, Inc. common stock.
• The total beneficial ownership following this transaction is 13,122.6137 shares.
• The phantom stock will be settled in common stock upon the director's termination of service from the Board.

Sentiment

Score: 5

Explanation: StockSavvy.ai views this as a neutral, routine administrative filing regarding director compensation with no impact on company operations or financial strategy.

Positives

• Demonstrates continued alignment between board members and long-term shareholder interests through equity-based compensation.

Negatives

• None identified.

Risks

• Value of the phantom stock is directly tied to the future performance of Ameriprise Financial common stock.

Future Outlook

The phantom stock will be settled in common stock on a one-for-one basis in a lump sum following the director's departure from the Board.

Industry Context

StockSavvy.ai notes that this is a routine disclosure of director compensation, common among large-cap financial services firms to ensure board members maintain a vested interest in company performance.

Comparison to Industry Standards

• The use of phantom stock or deferred share units for non-employee directors is a standard corporate governance practice among S&P 500 financial institutions like BlackRock, Charles Schwab, and Morgan Stanley.

Stakeholder Impact

• Minimal impact on shareholders as this represents standard director compensation.

Next Steps

• Settlement of shares upon the director's future termination of service from the Board.

Key Dates

Keywords

Ameriprise Financial, AMP, Form 4, Insider Trading, Phantom Stock, Director Compensation