Form 4: Ameriprise Director Acquires Phantom Stock

Ameriprise Financial Director Christopher J. Williams acquired 45.6305 shares of phantom stock, valued at $452 per share, as part of a retainer deferral plan.

Summary

• Christopher J. Williams, a Director of Ameriprise Financial Inc. (AMP), acquired 45.6305 shares of phantom stock.
• The transaction occurred on November 4, 2025.
• Each share of phantom stock represents the right to receive one share of Ameriprise Financial, Inc. common stock.
• The phantom stock was acquired at an implied price of $452 per share.
• Following this transaction, Williams directly beneficially owns 3,766.2747 derivative securities (phantom stock).
• The distribution of these deferred stock units is made in accordance with distribution elections by plan participants under the Ameriprise Financial Deferred Share Plan for Directors.

Sentiment

Score: 7

Explanation: The acquisition of phantom stock by a director, as part of a deferred compensation plan, is a routine event that generally signals alignment of interests between management and shareholders. It does not indicate any significant new positive or negative developments for the company, but rather a standard compensation practice.

Positives

• The acquisition of phantom stock by a director aligns management's interests with those of shareholders, as the value of the phantom stock is tied to the company's common stock performance.
• Participation in a deferred share plan indicates a long-term commitment to the company's success.

Future Outlook

NA

Industry Context

Insider transactions, such as the acquisition of phantom stock by a director, are common practices in the financial services industry. These transactions often serve to align the interests of company leadership with those of shareholders, promoting long-term value creation. This specific transaction is part of a deferred compensation plan, a standard mechanism for executive and director remuneration.

Corporate Governance

Related Party Transactions

• The acquisition of phantom stock by Christopher J. Williams, a Director of Ameriprise Financial Inc., constitutes a related party transaction as it involves a company insider and the issuer.

Stakeholder Impact

• Shareholders: The transaction aligns the director's financial interests with those of shareholders, potentially encouraging decisions that enhance long-term stock value.

Next Steps

• Distribution of Ameriprise Financial, Inc. Deferred Stock Units will be made in accordance with distribution elections by plan participants in the manner permitted by the Ameriprise Financial Deferred Share Plan for Directors.

Key Dates

Recommendation

This Form 4 filing details a routine insider transaction where a director acquired phantom stock as part of a deferred compensation plan. While it indicates alignment of interests, it does not present new material information that would warrant a change in investment recommendation. Investors should consider broader company fundamentals and market conditions rather than this isolated, expected event.

Keywords

Ameriprise Financial, AMP, Christopher J. Williams, Insider Transaction, Form 4, Phantom Stock, Director Compensation, Deferred Stock Units, Equity Compensation