Form 4: Ameriprise CEO Cracchiolo Reports Tax-Related Stock Sales

Ameriprise Financial CEO James M. Cracchiolo reported the disposition of common stock shares to cover tax liabilities from equity awards, executed under a pre-planned Rule 10b5-1 arrangement.

Summary

• James M. Cracchiolo, Chairman and CEO of Ameriprise Financial Inc., reported the disposition of common stock.
• These transactions were executed to satisfy tax withholding obligations related to equity awards.
• The dispositions occurred on January 26, 2026, and January 27, 2026.
• On January 26, 2026, 1,731 shares of common stock were disposed of at a price of $500.53 per share.
• On January 27, 2026, 2,192 shares of common stock were disposed of at a price of $498.33 per share.
• Following these transactions, Cracchiolo directly beneficially owns 128,829 shares of common stock (after the second transaction) and indirectly owns an estimated 1,725.98 shares through a 401(k) plan.
• The transactions were made pursuant to a Rule 10b5-1 pre-arranged trading plan.

Sentiment

Score: 5

Explanation: The filing reports routine, pre-planned tax-related dispositions of shares by an insider, which is a neutral event for company valuation and does not indicate a change in company fundamentals or management's confidence beyond standard compensation practices.

Positives

• The transactions were executed under a Rule 10b5-1 plan, indicating they were pre-scheduled and not based on new material non-public information.
• The dispositions were for tax withholding purposes, which is a routine event for executives receiving equity compensation.

Negatives

• A reduction in direct beneficial ownership of common stock by a key executive, although for tax purposes.

Future Outlook

NA

Industry Context

These routine tax-related dispositions by a senior executive are common across the financial services industry for individuals receiving equity-based compensation, reflecting standard compensation and tax planning practices rather than a specific industry trend.

Related Party Transactions

• The disposition of shares by James M. Cracchiolo, Chairman and CEO, is a related party transaction as it involves an insider of Ameriprise Financial Inc.

Stakeholder Impact

• Shareholders: Minimal direct impact as these are routine tax-related sales under a pre-planned arrangement, not indicative of a change in company prospects.
• Employees: No direct impact mentioned.
• Customers: No direct impact mentioned.

Key Dates

Recommendation

The filing details routine, pre-planned tax-related sales by a key executive, which are common for equity compensation. These transactions do not reflect a change in the company's fundamental performance or outlook, nor do they signal a lack of confidence from management, given they were executed under a Rule 10b5-1 plan. Therefore, the filing itself does not provide a basis for a change in investment recommendation, and a 'hold' stance is maintained based on existing company fundamentals.

Keywords

Ameriprise Financial, AMP, James M. Cracchiolo, Form 4, Insider Trading, Stock Sale, Tax Withholding, Equity Compensation, Rule 10b5-1, CEO, Director