Form 4: Ameriprise CEO Cracchiolo Reports Equity Transactions

Ameriprise Financial's Chairman and CEO, James M. Cracchiolo, reported the acquisition of 35,534 shares and the disposition of 18,176 shares for tax withholding purposes, effective January 27, 2026.

Summary

• James M. Cracchiolo, Chairman and CEO of Ameriprise Financial Inc. (AMP), reported transactions involving the company's common stock.
• On January 27, 2026, Cracchiolo acquired 35,534 shares of common stock at a price of $0 per share.
• Concurrently, on January 27, 2026, Cracchiolo disposed of 18,176 shares of common stock at a price of $498.33 per share, likely for tax withholding purposes related to the acquisition.
• These transactions appear to be pre-planned, as indicated by the filing checking the box for Rule 10b5-1(c).
• Following these transactions, Cracchiolo directly beneficially owns 146,187 shares of common stock.
• Additionally, Cracchiolo indirectly holds an estimated 1,725.98 shares in the Ameriprise Financial Stock Fund under the company's 401(k) plan as of January 27, 2026.

Sentiment

Score: 7

Explanation: StockSavvy.ai views this as a moderately positive signal. While there's a disposition, it's for tax purposes related to a significant equity award, indicating continued executive compensation and alignment with shareholder interests.

Positives

• The acquisition of 35,534 shares at $0 indicates an equity award or grant, increasing the CEO's direct stake in the company and aligning his interests with shareholders.

Negatives

• The disposition of 18,176 shares, while for tax withholding, reduces the overall number of shares directly held by the CEO compared to the gross award.

Future Outlook

NA

Industry Context

StockSavvy.ai notes that insider transactions, particularly those involving equity awards and subsequent tax-related dispositions executed under a Rule 10b5-1 plan, are common occurrences for executives in the financial services industry. These pre-planned transactions reflect standard compensation structures and do not necessarily indicate a change in management's long-term view of the company.

Related Party Transactions

• Indirect ownership of 1,725.98 shares in the Ameriprise Financial Stock Fund under the Ameriprise Financial 401(k) plan, which is a standard employee benefit.

Stakeholder Impact

• Shareholders: The CEO's increased direct ownership (net of tax sales) aligns his interests with shareholders. The tax-related sale is a routine event.
• Employees: The 401(k) plan reference highlights employee benefits, though this specific filing is about the CEO's personal holdings.

Key Dates

Recommendation

The filing details routine insider transactions related to executive compensation and tax withholding, which are expected and do not provide new material information to warrant a change in investment recommendation. The net effect of the transactions, an increase in direct ownership after accounting for the award and tax sale, generally aligns management's interests with shareholders, supporting a 'hold' position for existing investors.

Keywords

Ameriprise Financial, AMP, James M. Cracchiolo, Insider Trading, Form 4, Equity Award, Stock Grant, CEO, Director, Share Ownership, Tax Withholding, Rule 10b5-1