Form 4: American Integrity Director Csiszar Receives Stock Grant

American Integrity Insurance Group director Ernest N. Csiszar was granted 735 shares of restricted common stock as compensation under the company's 2025 Long-Term Incentive Plan.

Summary

• Ernest N. Csiszar, a Director of American Integrity Insurance Group, Inc. (AII), acquired 735 shares of common stock.
• The transaction occurred on December 31, 2025, and was reported on January 5, 2026.
• The shares represent restricted stock granted as director compensation under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan.
• The acquisition price for these shares was $0, indicating a grant rather than a purchase.
• Following this transaction, Mr. Csiszar beneficially owns 2,348 shares of common stock.
• The granted shares are subject to a 90-day lock-up agreement, which was entered into with underwriters in connection with a recent public offering of the Issuer's securities.

Sentiment

Score: 6

Explanation: The sentiment is slightly positive as the grant of restricted stock aligns the director's interests with shareholders, which is generally viewed favorably. It's a routine compensation event, not indicative of major positive or negative operational news.

Positives

• The grant of restricted stock aligns the interests of Director Ernest N. Csiszar with those of shareholders, as his compensation is tied to the company's equity performance.
• The transaction is part of a structured 2025 Long-Term Incentive Plan, indicating a formal approach to executive and director compensation.

Future Outlook

The filing indicates future alignment of director interests through the 2025 Long-Term Incentive Plan. The granted shares are subject to a 90-day lock-up period following a recent public offering, which will restrict their sale for that duration.

Management Comments

• Shares represent restricted stock of American Integrity Insurance Group, Inc. granted to the reporting person under the American Integrity Insurance Group, Inc. 2025 Long-Term Incentive Plan as director compensation.
• Such shares are subject to the 90-day lock-up provided for in the lock-up agreement with the several underwriters entered into by the reporting person in connection with a recent public offering of securities of the Issuer.

Industry Context

The grant of restricted stock to a director is a common practice in the insurance industry and broader corporate landscape, serving to incentivize long-term performance and align management interests with shareholder value. Long-term incentive plans are standard components of compensation packages for directors and executives.

Corporate Governance

Related Party Transactions

• The grant of restricted stock to Director Ernest N. Csiszar constitutes a related party transaction, as it involves compensation provided by the company to a member of its board of directors.

Stakeholder Impact

• Shareholders: The equity grant aligns the director's financial interests with the company's long-term performance, potentially benefiting shareholders through improved governance and strategic decisions.
• Employees: No direct impact on employees is indicated by this filing.

Next Steps

• The 90-day lock-up period for the granted shares will expire, after which the director will be able to sell the shares, subject to insider trading policies and other regulations.

Key Dates

Keywords

American Integrity Insurance Group, AII, Ernest N. Csiszar, Director Compensation, Restricted Stock, Insider Transaction, Form 4, Equity Grant, Long-Term Incentive Plan, Lock-up Agreement