SCHEDULE: Chun Hoo Lim Discloses 11.87% Stake in Agroz Inc.

Chun Hoo Lim, CEO of Fintech Bank Limited, has reported a beneficial ownership of 11.87% in Agroz Inc. through a Schedule 13D filing.

Summary

• Chun Hoo Lim, an individual, filed a Schedule 13D to report his beneficial ownership in Agroz Inc.
• He beneficially owns 2,571,809 Ordinary Shares, which represents 11.87% of Agroz Inc.'s issued and outstanding shares as of October 1, 2025.
• The shares were acquired for investment purposes using personal funds totaling $257.
• Mr. Lim's principal occupation is Chief Executive Officer at Fintech Bank Limited, a Malaysia-based offshore bank.
• Mr. Lim also sits on the Board of Directors of Agroz Inc., indicating his influence over the Issuer's control.
• Agroz Inc.'s Ordinary Shares are listed on the Nasdaq Capital Market under the symbol "AGRZ".

Sentiment

Score: 7

Explanation: The filing indicates a significant insider stake by a key board member, suggesting strong confidence and alignment of interests. The low acquisition cost is noted but doesn't detract from the positive signal of substantial ownership.

Positives

• A significant insider stake of 11.87% by a board member and CEO of another financial institution suggests strong alignment of interests with shareholders.
• The reporting person's role on the Board of Directors indicates direct influence over the Issuer's control and strategic direction, potentially leading to more stable governance.

Negatives

• The stated acquisition cost of $257 for 2,571,809 shares is exceptionally low, which may indicate a nominal value for founder's shares or a non-market transaction, potentially obscuring the true capital contribution or valuation basis.

Future Outlook

The filing states that Mr. Chun Hoo Lim acquired the securities for investment purposes and intends to review his investments on a continuing basis. No specific forward-looking statements or guidance regarding Agroz Inc.'s future operations or financial performance are provided.

Management Comments

• "Mr. Chun Hoo Lim acquired the securities described in this Schedule 13D for investment purposes and intends to review his investments in the Issuer on a continuing basis."
• "Mr. Chun Hoo Lim sits on the Board of Directors of the Issuer and therefore influences control of the Issuer."

Industry Context

This filing indicates a significant insider stake in Agroz Inc. by a prominent individual who is also a CEO of a financial institution. While the filing itself doesn't provide broader industry context, such a substantial insider position can be viewed positively by the market, signaling confidence in the company's prospects, especially given the individual's financial background. The listing on Nasdaq Capital Market suggests Agroz Inc. is a relatively smaller or emerging company within its sector, where insider commitment can be particularly impactful.

Comparison to Industry Standards

• This filing is a standard Schedule 13D, reporting a beneficial ownership stake exceeding 5%.
• The acquisition of 11.87% by a board member is a substantial insider position, generally considered a strong alignment of interests, similar to what might be observed in early-stage or growth companies where founders and key executives retain significant equity.
• Such an ownership level by a director is typically seen as a positive indicator of management's belief in the company's future, comparable to strong insider buying trends in other publicly traded entities.

Stakeholder Impact

• Shareholders: Increased confidence due to significant insider ownership by a board member, potentially signaling strong belief in the company's future and aligning interests.
• Management: The reporting person's position on the Board of Directors provides direct influence over strategic decisions and corporate governance.

Next Steps

• Mr. Chun Hoo Lim intends to review his investments in Agroz Inc. on a continuing basis.

Key Dates

Recommendation

The filing indicates a substantial beneficial ownership by a key board member and CEO of another financial institution. This significant insider stake, representing 11.87% of the company, signals strong confidence in Agroz Inc.'s future prospects and aligns management's interests with shareholders. While the stated acquisition cost is nominal, the sheer volume of shares held by a director is a positive indicator for long-term investors, suggesting a 'buy' for those seeking companies with strong insider commitment.

Keywords

Agroz Inc., AGRZ, Chun Hoo Lim, Schedule 13D, Beneficial Ownership, Fintech Bank Limited, Nasdaq Capital Market, Insider Ownership