Pathfinder Bancorp, INC 10-K annual reports

Pathfinder Bancorp, Inc. reported a net loss of $1.9 million for the full year 2025, primarily driven by a significant increase in provision for credit losses and fair value adjustments on loans held-for-sale.

Pathfinder Bancorp's net income decreased in 2024 due to increased credit loss provisions and noninterest expenses, despite growth in noninterest and net interest income.

Pathfinder Bancorp, Inc. released its 10-K filing for the fiscal year ended December 31, 2023, highlighting financial performance, strategic shifts, and regulatory compliance.