First Financial Bankshares INC 10-K annual reports

First Financial Bankshares, Inc. reported a 13.45% increase in net earnings for 2025, driven by robust net interest income and asset growth, despite a significant credit loss from fraudulent activity.

First Financial Bankshares reports a 12.33% increase in net earnings for 2024, fueled by loan growth and higher net interest income.

First Financial Bankshares' 2023 net earnings decreased due to rising interest expenses, reduced debit card and mortgage revenues, and increased FDIC premiums, partially offset by lower credit loss provisions and incentive expenses.