First Bancorp /NC/ 10-K annual reports

First Bancorp achieved significant net income and EPS growth in 2025, driven by increased net interest income and strategic portfolio adjustments, despite substantial securities losses.

First Bancorp's 2024 results reflect a decrease in net income despite asset growth, influenced by rising interest expenses and a significant securities loss.

First Bancorp's 10-K filing details its securities, voting rights, liquidation rights, dividend policies, and anti-takeover provisions, along with regulatory ownership restrictions and preferred stock issuance details.