Farmers & Merchants Bancshares, INC 10-K annual reports

Annual reports — audited financials, the full risk-factor list, and management’s account of the year.

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Farmers and Merchants Bancshares, Inc. reported a significant increase in net income for 2025, driven by higher net interest income and loan growth, despite a decrease in total deposits.
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Farmers and Merchants Bancshares files an amendment to its 2024 annual report to address the inadvertent sale of unregistered shares through its dividend reinvestment plan.
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Farmers and Merchants Bancshares, Inc. reports a 5.6% increase in total assets for FY 2024, driven by loan growth, while net income declines due to rising interest expenses.
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Farmers & Merchants Bancshares, Inc. reports a decrease in net income for 2023 despite an increase in total assets, according to its annual 10-K filing.