Catalyst Bancorp, INC 10-K annual reports

Catalyst Bancorp reported a net income of $2.1 million for 2025, a significant turnaround from a $3.1 million net loss in 2024, driven by increased net interest income and reduced non-interest expenses.

Catalyst Bancorp's 2024 results reflect a net loss driven by investment security sales and core system upgrades, despite growth in net interest income and loans.

Catalyst Bancorp saw a slight increase in net income for 2023, driven by loan growth and improved net interest margin, while navigating a strategic shift towards commercial lending.